Self Employed
Mortgage
As a self-employed individual, navigate mortgage options that cater to your unique income streams. Our tailored solutions ensure a seamless process.
Congratulations on being part of the 2.9 million self-employed Canadians who embrace the freedom and flexibility of entrepreneurship! At Orange Mortgage, we understand that securing a mortgage as a self-employed professional in Ontario can be a challenging journey, but we’re here to make it easier for you.
Tailored Mortgage Products for the Self-Employed
Orange Mortgage offers specialized mortgage products that cater to self-employed individuals, even if you’ve been your own boss for less than two years. We’ve got your back, ensuring that your unique circumstances won’t hold you back from homeownership.
Tailored Mortgage Products for the Self-Employed
Orange Mortgage offers specialized mortgage products that cater to self-employed individuals, even if you’ve been your own boss for less than two years. We’ve got your back, ensuring that your unique circumstances won’t hold you back from homeownership.
Unlock the Benefits of Being Self-Employed
More Canadians are choosing the path of self-employment or contracting with their companies. This choice comes with significant advantages, such as the ability to write off personal expenses and reduce income taxes. However, it can also make proving your income a bit challenging, potentially affecting your mortgage eligibility. As a self-employed individual, you may show less income on your tax returns, making it difficult to qualify for a mortgage.
Self-Employed Mortgages: Your Solution
Self-employed mortgages are specifically designed to help Canadians with their own businesses secure a mortgage. With more than 20% of people now self-employed and that number rising, we recognize the changing landscape of employment. At Orange Mortgage, we embrace these changes and actively work with business owners to help them achieve their homeownership dreams.
Streamlined Mortgage Approvals for the Self-Employed
Getting a mortgage through traditional banks can often be a challenging process for self-employed individuals. Banks have strict requirements, requesting extensive proof of income, business financial statements, tax returns, and more. This stringent approach can make securing a mortgage an arduous task, even if you have a co-applicant, like a spouse. But it doesn’t have to be this way.
Flexible Mortgage Solutions for Self-Employed Canadians
Orange Mortgage offers alternative options specifically tailored to self-employed individuals. Our approval process takes into account factors like good credit, your business’s tenure, and property details, rather than relying solely on business financials or tax returns.
Your Hard Work Deserves Reward
As a small business owner, your dedication should be celebrated, not penalized. At Orange Mortgage, we believe that your employment status should not be a barrier to homeownership. We’re here to make securing a mortgage easier for you.
Choose Orange Mortgage for tailored self-employed mortgage solutions that fit your unique situation, regardless of debt, income, or credit. Your path to homeownership begins here. Contact us today!